Advisory Services
Mutual Funds
SIP and lumpsum investing, goal-based planning for a home, education or retirement, and reviews of your existing funds.
Two Ways to Invest
SIP or lumpsum — or both?
Mutual funds allow you to invest your money in a mix of shares, bonds, and other assets managed by professional fund managers. They help you invest according to your financial goals, budget, and risk-taking ability.
Monthly · SIP
Systematic Investment Plan
Invest a fixed amount every month. You buy more units when prices are low and fewer when they are high, building discipline and smoothing out market ups and downs.
- Start with
- A small monthly amount
- Works best for
- Salaried investors and long-term goals
- Key benefit
- Discipline and rupee-cost averaging
One-time · Lumpsum
Lumpsum Investment
Invest a larger amount at once — for example a bonus, maturity proceeds or savings. It can also be staggered into the market through a systematic transfer plan.
- Start with
- A larger one-time amount
- Works best for
- Investing surplus funds or windfalls
- Key benefit
- Full amount invested from day one
Fund Categories
Five families of funds, one right mix for you.
We match fund types to your goals and time horizon — then compare individual schemes within each category.
Equity funds
Invest mainly in shares for long-term growth. Higher potential returns, higher volatility.
Horizon: 5+ years
Debt funds
Invest in bonds and money market instruments for relatively stable returns.
Horizon: short to medium
Hybrid funds
Combine equity and debt in one fund to balance growth and stability.
Horizon: 3+ years
Index funds & ETFs
Track a market index such as the Nifty 50 at a typically lower cost.
Passive, low cost
Tax-saving (ELSS)
Equity funds with a 3-year lock-in that qualify for a deduction under the old tax regime.
3-year lock-in
Goal-Based Investing
Every goal deserves its own plan.
01
A home of your own
Plan the down payment with a mix of funds matched to when you plan to buy.
02
Your children’s education
Start early with SIPs and shift to safer funds as the date approaches.
03
A comfortable retirement
Build a long-term corpus, then plan how it will pay you an income.
FAQ
Questions investors often ask.
Can’t find your answer here? Our team will walk you through it.
01Can I stop or change my SIP?
Yes. SIPs can usually be paused, increased, reduced or stopped. Units already bought stay invested unless you redeem them.
02How quickly can I withdraw my money?
Most open-ended funds pay redemption proceeds within a few working days. ELSS funds have a 3-year lock-in, and some funds charge an exit load if you redeem early.
03What is the expense ratio?
It is the annual fee a fund charges to manage your money, deducted from the fund’s value. Lower costs leave more of the return with you, so we always compare it.
04How often should I review my funds?
Once or twice a year is usually enough — or when your goals change. Frequent switching based on short-term performance tends to hurt returns.
Mutual fund investments are subject to market risks. Returns are not guaranteed.