Advisory Services
Insurance
Life, health, motor and general cover chosen around your needs and budget — with support for renewals and claims.
Types of Cover
Protection for every part of life.
Insurance helps protect you and your family from unexpected expenses and financial losses. We guide you in choosing the right insurance plans based on your needs, budget, and financial goals.
01
Life Insurance
Financial protection for your family if something happens to you.
- Term plans for pure protection
- Cover sized to income and liabilities
- Riders for critical illness and accidents
02
Health Insurance
Helps cover medical and hospitalisation expenses for you and your family.
- Individual and family floater plans
- Cashless treatment at network hospitals
- Top-up and super top-up options
03
Motor Insurance
Protection for your car or two-wheeler against covered risks.
- Third-party cover (mandatory by law)
- Comprehensive own-damage cover
- Add-ons like zero depreciation
04
General Insurance
Coverage for other needs, such as property and personal accidents.
- Home and property insurance
- Personal accident cover
- Travel insurance
Before You Buy
Six things we check in every policy.
Right sum assured
Enough cover for your family’s needs — not just the cheapest premium.
Exclusions
What the policy does not cover, read before you sign.
Waiting periods
How long before certain conditions or benefits are covered.
Claim settlement record
How reliably and quickly the insurer pays claims.
Useful riders
Add-ons that fill real gaps, without paying for ones you don’t need.
Affordable premiums
A premium you can sustain for the full policy term.
Claims Support
When you need it most, we’re there.
A claim is when insurance proves its worth. We guide you through each step and follow up with the insurer.
01
Inform
Tell the insurer — and us — as soon as possible after the event.
02
Document
We help you gather bills, reports and forms the insurer needs.
03
Submit
Cashless or reimbursement claim filed correctly the first time.
04
Follow up
We track progress and respond to any queries from the insurer.
05
Settle
Claim settled as per policy terms — and your cover reviewed.
FAQ
Questions investors often ask.
Can’t find your answer here? Our team will walk you through it.
01How much life cover do I need?
A common starting point is enough to replace several years of income and repay outstanding loans, adjusted for your family’s goals and existing savings. We calculate it with you.
02Isn’t my employer’s health cover enough?
Group cover usually ends when you leave the job and may be limited. A personal policy keeps you protected regardless of employment and builds continuity for waiting periods.
03Can you help with an existing policy?
Yes. We can review your current policies for gaps or overlaps and help with renewals and claims, subject to the insurer’s process.
04Which insurers do you work with?
We work with leading life, health and general insurers — see our Partners page for the full list.
Insurance is the subject matter of solicitation. Coverage, exclusions and claims are governed by the terms of each policy.